To reinvent credit to make it honest, safe, and instant everywhere you need it, so you can achieve more financial flexibility and peace of mind.
We look to broaden the link between users and retailers to unlock value to both. We focus on enabling users to get better terms and retailers to get more loyal customers.
Our products need to be easily adaptable to the dynamic world we live in. Users can change their payment plans and retail partners can adapt their offers seamlessly as needed.
We believe in using absolutely no tricks like hidden fees or sneaky terms that expiry without notice. We strive to earn your trust by offering totally clear terms always.
We cultivate simplicity in everything we do. Our products and technology must be easy to use, intuitive, and require minimum interaction to save you time and enrich your life.
- Martín Magnone
Martín is an entrepreneur at-heart obsessed with achieving product-market fit and creating amazing customer experiences. At Tymit he focuses on product strategy and sales & marketing. In his former life, he spent nearly 10 years as a consultant at Bain & Company working with some of the world’s largest Banks and Credit Card issuers in the US and Europe, and holds an MBA from Columbia Business school.
- Juan Montalvo Bressi
Juan defines himself as a true geek that lives to create value by using algorithms and technology to solve business problems. When he is not focused on work, he is typically dedicated to a personal project that involves tracking data and automating an activity of some sort. He looks after risk & analytics at Tymit, with a close eye on the financial aspects of the business. Previously worked in Private Equity with Ardian and at McKinsey&Co, and holds an MBA from INSEAD.
Tymit is supported by a team of rock-star engineers and product designers with previous experience in leading financial services companies like PayPal and Santander.
The idea behind Tymit started from the belief of two brothers: Martín and Nico, that there should be a better way of financing purchases over time to manage a monthly budget than using credit cards or loans. As users themselves of consumer credit products, and from their professional experience in banking, they saw credit cards are very easy to use but offer a very poor experience when it comes to financing a purchase. Cards often have unclear pricing, lots of fees, and lack of features to keep balances under control. Alternatives like store loans require applying and running credit checks every time they are used and are not readily available in most places when needed.
After spending many years working with major high-street Banks, both founders were convinced that they could leverage the latest technology in cards and payments to offer a much better experience to the customer. One that is cheaper, more transparent, more flexible, and easily available anywhere when needed.
In the summer of 2017 Martín moved from New York to London to join Nico to start Tymit. Since then, Juan and an experienced team of engineers and designers joined the team. Together, they have rapidly built the technology behind Tymit entirely from scratch.