The credit card, reinvented.

Say goodbye to the minimum payment trap, confusing interest charges and hidden fees. Break the cost of a purchase at 0% APR.Tymit is the credit card, reinvented.

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iPhone with Tymit app
iPhone with Tymit app

We have re-designed the credit card, to put you in control.

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No minimum
payment trap.

Purchases not paid in full at the end of the month, can be put into install-ments. So you’ll never get trapped into a revolving balance.

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Always have a plan to pay back your entire balance.

The app helps you to plan your purchases in advance and gives you the flexibility to manage repayments on your own terms.

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No interest
on interest.

Save money by only paying interest on the purchases you put into instalments, rather than your entire balance. Costs (if any) are clearly quoted in advance, no surprises.

Affordable repayments, at your fingertips.

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Select your instalment plan

from the moment you make a purchase.

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Repay over 3 months at 0% APR

if you need more time, plans of 6, 12 or 24 months are available with transparent costs quoted upfront in GBP.

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Make adjustments anytime

and pre-pay mid plan with no penalties or fees, in case things change.

Tymit app screenshot.

Buy smart.

When deciding whether to commit to that dream summer holiday or upgrade to the latest smart phone, use our purchase simulator to clearly see how it will impact your monthly bill over the coming months.


Tymit app screenshot.

Make smart purchases.

When deciding whether to commit to that dream summer holiday or upgrade to the latest smart phone, use our purchase simulator to clearly see how it will impact your monthly bill over the coming months.

Tymit app screenshot.

Bundle up! A unique way to monitor your spending.

Group various purchases together into a Bundle, such as “Christmas Shopping” or “Weekend in Paris”. You can customise it’s appearance and apply a re-payment plan of your choice.

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Bundle in app

Protect your credit history by staying on track.

With Tymit you always have a clear plan to repay your balance. The app shows you your future monthly payments, outstanding balance, and interest charges (if any) according to your plan.

Also, you’ll get smart alerts so you never miss a payment.

Tymit app
Notifications in app

Save money when you travel.

Explore the world with complete peace of mind. Purchases abroad convert to GBP at the published Visa market exchange rate, with no added mark-ups. If you need access to some emergency cash, you can withdraw up to £200 a month with no additional charges from Tymit.

Tymit app screenshot.

Save money when you travel.

Explore the world with complete peace of mind. Purchases abroad convert to GBP at the published Visa market exchange rate, with no added mark-ups. If you need access to some emergency cash, you can withdraw up to £200 a month with no additional charges from Tymit.

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We don’t believe in fees.

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No annual
membership fee.

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No overlimit fees.

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No international
transaction fees.

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No cash
advance fees*.

*Subject to limits, find out more here

Pricing that is just right.

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Tymit cards.

Pricing that is just right.

credit limits

Credit is provided subject to eligibility, terms & conditions apply.

Representative purchases paid 1 to 3 instalments are 0% APR. Representative APR for a purchase in 6 to 24 instalments is 14.9%. For example, if you buy something for £100 and choose to pay it in 6 months, you would pay £103.75 in total (6 payments of £17.29).

Summary details

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Repay anything in 3 month installments at 0% APR.

6 to 24 month plans available with clear cost in GBP.

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No fees abroad and no 'any other kind of' fees.

Late payment fee of £1 to £10 charged only after given alert notice and grace period expired.

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Free cash advance worldwide.

Up to £200 per month.

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Support via chat.

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Real-time notifications.

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Instantly block your card from within the app.

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Protection on purchases of £100-£30,000 made with the Tymit card.

Conditions apply.

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Free contactless Visa credit card, and a personal credit line.

Tymit logo.

Experience the future of credit cards.

Thank you!
We have sent you a text with a link to download the app.

Get it on App StoreGet it on Google Play

By clicking on these buttons, you acknowledge that you agree to Tymit's Privacy Policy.

Tymit logo.

Tymit LTD is a company registered in England and Wales (No. 10827757), authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 796994 and is also registered with the Payment Services Regulator (PSR) for providing payment services. Postal address 5 Merchant Square, London, W2 1AY.

The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence from Visa. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

For general inquiries please write to hello@tymit.com

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United Kingdom