Start spending smarter now
We have re-designed the credit card, to put you in control.
No minimum
payment trap.
Purchases not paid in full at the end of the month, can be put into instalments. So you’ll never get trapped into a revolving balance.
Always have a plan to pay back your entire balance.
The app helps you to plan your purchases in advance and gives you the flexibility to manage repayments on your own terms.
No interest
on interest.
Save money by only paying interest on the purchases you put into instalments, rather than your entire balance. Costs (if any) are clearly quoted in advance, no surprises.
Affordable repayments, at your fingertips.
Select your instalment plan
from the moment you make a purchase.
Repay over 3 months at 0% APR
if you need more time, plans of 6, 12, 24 and 36 months are available with transparent costs quoted upfront in GBP
Make adjustments anytime
and pre-pay mid plan with no penalties or fees, in case things change.
Buy smart.
When deciding whether to commit to that dream summer holiday or upgrade to the latest smart phone, use our purchase simulator to clearly see how it will impact your monthly bill over the coming months.
Make smart purchases.
When deciding whether to commit to that dream summer holiday or upgrade to the latest smart phone, use our purchase simulator to clearly see how it will impact your monthly bill over the coming months.
Bundle up! A unique way to monitor your spending.
Group various purchases together into a Bundle, such as “Christmas Shopping” or “Weekend in Paris”. You can customise it’s appearance and apply a re-payment plan of your choice.
Protect your credit history by staying on track.
With Tymit you always have a clear plan to repay your balance. The app shows you your future monthly payments, outstanding balance, and interest charges (if any) according to your plan.
Also, you’ll get smart alerts so you never miss a payment.
Save money when you travel.
Explore the world with complete peace of mind. Purchases abroad convert to GBP at the published Visa market exchange rate, with no added mark-ups. If you need access to some emergency cash, you can withdraw up to £200 a month with no additional charges from Tymit.
Save money when you travel.
Explore the world with complete peace of mind. Purchases abroad convert to GBP at the published Visa market exchange rate, with no added mark-ups. If you need access to some emergency cash, you can withdraw up to £200 a month with no additional charges from Tymit.
We don’t believe in fees.
No annual
membership fee.
No overlimit fees.
No international
transaction fees.
No ATM
withdrawal fees*.
*Subject to limits, find out more here
Pricing that is just right.
Pricing that is just right.
Credit is provided subject to eligibility, terms & conditions apply.
Representative purchases paid 1 to 3 instalments are 0% APR. Representative APR for a purchase in 6-36 monthly instalments is 19.8%. For example, if you buy something for £100 and choose to pay it in 6 months, you would pay £105.85 in total (6 payments of £17.64).
Summary details
Summary
Repay anything in 3 month installments at 0% APR.
6 to 36 month plans available with clear cost in GBP.
No fees abroad and no 'any other kind of' fees.
Late payment fee of £1 to £10 charged only after given alert notice and grace period expired.
Free cash ATM withdrawal worldwide.
Up to £200 per month.
Support via chat.
Real-time notifications.
Instantly block your card from within the app.
Protection on purchases of £100-£30,000 made with the Tymit card.
Conditions apply.
Free contactless Visa credit card, and a personal credit line.
Experience the future of credit cards.
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