Our Mission

To reinvent credit to make it honest, safe, and instant everywhere you need it, so you can achieve more financial flexibility and peace of mind.

Our Mission

To reinvent credit to make it honest, safe, and instant everywhere you need it, so you can achieve more financial flexibility and peace of mind.

Our values

Empathy


We exist to improve the lives of our customers and employees, through our products and service. We care, we listen, we work hard to be constantly better.

Flexibility


Our products need to be easily adaptable to the dynamic world we live in. We aim to empower you to make the right decissions about your finances at any point in time; adjustable terms always and no lock-in periods.

Transparency


We believe in using absolutely no tricks like hidden fees or sneaky terms that kick-in without notice. We strive to earn your trust by offering totally clear terms always.

Simplicity


We cultivate simplicity in everything we do. Our products and technology must be easy to use, intuitive, and require minimum interaction to save you time and enrich your life.

Our team


Tymit is supported by a team of rock-star engineers and product developers, with previous experience in working with world leading financial services companies like AMEX, Citi, and Santander.

Our team


Tymit is supported by a team of rock-star engineers and product developers, with previous experience in working with world leading financial services companies like AMEX, Citi, and Santander.

Martin Magnone


Is an entrepreneur at-heart obsessed with achieving product-market fit and creating amazing customer experiences. He is the CEO at Tymit with a strong focus on product. In his former life, he spent nearly 10 years as a consultant at Bain & Company working with some of the world’s largest Banks and Credit Card issuers in the US and Europe, and holds an MBA from Columbia Business school.

Juan Montalvo Bressi


Is a true geek that lives to create value by using algorithms and technology to solve business problems. When he is not focused on work, he is typically dedicated to a personal project that involves tracking data and automating an activity of some sort. He looks after risk & analytics at Tymit, with a close eye on the financial aspects of the business. Previously worked in Private Equity with Ardian and at McKinsey&Co, and holds an MBA from INSEAD.

Nicolas Magnone


Nico may just be the most knowledgeable person about payments and cards operations you’d ever meet, period. He is now the COO and CTO of Tymit. Previously, Nico spent more than 20 years at Santander Bank building, improving, and integrating payments technologies and operations in the UK, Spain, LATAM and the US. Nico has been instrumental in developing Tymit’s technology stack freshly from the ground up in a way that can also connect smartly with existing “old legacy systems” in the market.

Robustiano Tubio


Is currently CFO at Tymit and prior to that he worked in investment banking for Santander in Argentina, Brazil and the UK. He has spent most of his career providing solutions to institutional customers on funding, yield enhancement, and hedging arrangements. Most recently he was head of fixed income structuring for Santander in London where he led structured finance and secured lending deals involving mortgage, auto and consumer loans asset-backed securities. Robustiano is a CFA® charter holder and holds an MBA from London Business School.

Our Story


The idea behind Tymit started from the belief of two brothers: Martín and Nico, that there should be a better way of financing purchases over time to manage a monthly budget than using credit cards or loans. As users themselves of consumer credit products, and from their professional experience in banking, they saw credit cards are very easy to use but offer a very poor experience when it comes to financing a purchase. Cards often have unclear pricing, lots of fees, and lack of features to keep balances under control. Alternatives like store loans require applying and running credit checks every time they are used and are not readily available in most places when needed.

After spending many years working with major high-street Banks, both founders were convinced that they could leverage the latest technology in cards and payments to offer a much better experience to the customer. One that is cheaper, more transparent, more flexible, and easily available anywhere when needed.

In the summer of 2017 Martín moved from New York to London to join Nico to start Tymit. Since then, Juan and an experienced team of engineers and designers joined the team. Together, they have rapidly built the technology behind Tymit entirely from scratch.

The idea behind Tymit started from the belief of two brothers: Martín and Nico, that there should be a better way of financing purchases over time to manage a monthly budget than using credit cards or loans. As users themselves of consumer credit products, and from their professional experience in banking, they saw credit cards are very easy to use but offer a very poor experience when it comes to financing a purchase. Cards often have unclear pricing, lots of fees, and lack of features to keep balances under control. Alternatives like store loans require applying and running credit checks every time they are used and are not readily available in most places when needed.

After spending many years working with major high-street Banks, both founders were convinced that they could leverage the latest technology in cards and payments to offer a much better experience to the customer. One that is cheaper, more transparent, more flexible, and easily available anywhere when needed.

In the summer of 2017 Martín moved from New York to London to join Nico to start Tymit. Since then, Juan and an experienced team of engineers and designers joined the team. Together, they have rapidly built the technology behind Tymit entirely from scratch.

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Tymit LTD is a company registered in England and Wales (No. 10827757), authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 796994 and is also registered with the Payment Services Regulator (PSR) for providing payment services. Postal address 5 Merchant Square, London, W2 1AY.

The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence from Visa. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

For general inquiries please write to hello@tymit.com

United Kingdom