Start spending smarter now

The credit card, reinvented.

Say goodbye to the minimum payment trap, confusing interest charges and hidden fees. Break the cost of a purchase at 0% interest.

Say goodbye to mounting balances, confusing interest charges and hidden fees.

Get your Tymit app and apply in minutes.

Representative 19.8% APR (variable).

Download and apply through the app

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iPhone with Tymit app
iPhone with Tymit app
Representative Example:
Representative APR 19.8% APR (Variable) based on a borrowing of £1,200 over 12 months with no annual fee

We have re-designed the credit card, to put you in control.

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No minimum
payment trap.

Purchases not paid in full at the end of the month, can be put into instalments. So you’ll never get trapped into a revolving balance.

Fitness

Always have a plan to pay back your entire balance.

The app helps you to plan your purchases in advance and gives you the flexibility to manage repayments on your own terms.

HandCash

No interest
on interest.

Save money by only paying interest on the purchases you put into instalments, rather than your entire balance. Costs (if any) are clearly quoted in advance, no surprises.

Affordable repayments, at your fingertips.

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Select your instalment plan

from the moment you make a purchase.

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Repay over 3 months at 0% APR

if you need more time, plans of 6, 12, 24 and 36 months are available with transparent costs quoted upfront in GBP

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Make adjustments anytime

and pre-pay mid plan with no penalties or fees, in case things change.

Tymit app screenshot.

Buy smart.

When deciding whether to commit to that dream summer holiday or upgrade to the latest smart phone, use our purchase simulator to clearly see how it will impact your monthly bill over the coming months.


Tymit app screenshot.

Make smart purchases.

When deciding whether to commit to that dream summer holiday or upgrade to the latest smart phone, use our purchase simulator to clearly see how it will impact your monthly bill over the coming months.

Tymit app screenshot.

Credit score need a lift? Meet Tymit Booster!

Start your journey to a better score and unlock Tymit credit.

Booster

Protect your credit history by staying on track.

With Tymit you always have a clear plan to repay your balance. The app shows you your future monthly payments, outstanding balance, and interest charges (if any) according to your plan.

Also, you’ll get smart alerts so you never miss a payment.

Tymit app
Notifications in app

Save money when you travel.

Explore the world with complete peace of mind. Purchases abroad convert to GBP at the published Visa market exchange rate, with no added mark-ups. If you need access to some emergency cash, you can withdraw up to £200 a month with no additional charges from Tymit.

Tymit app screenshot.

Save money when you travel.

Explore the world with complete peace of mind. Purchases abroad convert to GBP at the published Visa market exchange rate, with no added mark-ups. If you need access to some emergency cash, you can withdraw up to £200 a month with no additional charges from Tymit.

International flags

Tymit with Apple Pay is an easier way to pay.

Pay easily and securely with your Tymit card using Apple Pay.

Apple Pay Screen
Tymit + Apple Pay
Learn more
Learn more
Tymit + Apple Pay
Apple Pay Screen

We don’t believe in fees.

Pig

No annual
membership fee.

Bars

No overlimit fees.

Abacus

No international
transaction fees.

ATM

No ATM
withdrawal fees*.

*Subject to limits, find out more here

Pricing that is just right.

credit limits
Tymit cards.

Pricing that is just right.

credit limits

Credit is provided subject to eligibility. Terms & conditions apply.

No interest is charged on purchases split into 3 monthly instalments or less. A representative APR of 19.8% is charged for purchases split between 6 - 36 instalments. This means that for a purchase of £100 spread over 6 months, you will pay a total of £105.85 (6 payments of £17.64).

Summary details

Summary

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Repay anything in 3 month installments at 0% interest.

6 to 36 month plans available with clear cost in GBP.

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No fees abroad and no 'any other kind of' fees.

Late payment fee of £1 to £10 charged only after given alert notice and grace period expired.

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Free cash ATM withdrawal worldwide.

Up to £200 per month.

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Support via chat.

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Real-time notifications.

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Instantly block your card from within the app.

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Protection on purchases of £100-£30,000 made with the Tymit card.

Conditions apply.

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Free contactless Visa credit card, and a personal credit line.

Experience the future of credit cards.

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Thank you!
We have sent you a text with a link to download the app.

By selecting this button you aknowledge that you agree to Tymit's Privacy Policy.

For general inquiries please write to hello@tymit.com

Tymit LTD is a company registered in England and Wales (No. 10827757), authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 796994 and is also registered with the Payment Services Regulator (PSR) for providing payment services. Postal address 5 Merchant Square, London, W2 1DP.

The Tymit Card is issued by Transact Payments Limited (TPL), a company incorporated in Gibraltar with registered address 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA and company registration number 108217. TPL is authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution and is a member of the Visa card scheme.

For general inquiries please write to hello@tymit.com

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