Limits and Fees

Return payment fee (for each returned payment)

£0 for the first three return payments in a calendar year and £5 thereafter.

Over Limit Fee (if you are over yourCredit Limit at Closing Date)

£0.

Monthly or annual fee

£0.

Non-sterling transaction fee

0% of the transaction amount.

Card issue fee

£0.

Replacement card fee

£5.

Late repayment fee (for each late payment)

Maximum of £10.